⚡ Fast, Transparent, Decentralized

How WaisaPaisa Works

Publish your UPI QR code in under 30 seconds. Get scanned and receive instant payments directly in your bank account.

1

Upload Your UPI QR

Select or drag-and-drop your UPI QR image from any payment app (PhonePe, Google Pay, Paytm, BHIM, etc.).

✓ Auto-detects, crops, and validates your UPI payload securely.
2

Choose Free or Featured

Choose Free for standard 24-hour discovery, or Featured to rank at the top by contribution amount.

✓ Featured spots are strictly ordered: higher amount = higher ranking.
3

Go Live for 24 Hours

Your QR appears on the public discovery wall with an active countdown timer. Visitors across India can view and scan your code.

✓ Real-time countdown keeps listings fresh and dynamic.
4

Receive Instant Bank Transfers

Every rupee paid by a visitor transfers directly from their UPI app to your linked bank account. Zero middleman fees.

✓ 100% direct bank-to-bank settlement via NPCI UPI rails.

Free vs Featured Listings

Upload for Free

₹0 Cost
  • ✓ Instant live activation upon upload
  • ✓ Appears in the "All Live Scan Codes" feed
  • ✓ Full 24-hour expiration lifespan
  • ✓ Discoverable via Latest, Top & Shuffle sorts
  • ✓ You can upload your QR code any number of times

👑 Upload as Featured

Top Ranked
  • ✓ Guaranteed placement in the Featured List
  • ✓ Higher visibility based on contribution amount
  • ✓ Ranked transparently by verified contribution
  • ✓ 24 hours live after admin verification

Frequently Asked Questions

How many times can I upload my QR code?

You can re-upload your QR code any number of times. There is no restriction on the number of uploads. Each upload creates a new 24-hour listing.

How does Featured ranking work?

Choose a Featured contribution starting from ₹1. Featured listings are ranked by verified contribution amount. For example, if one user contributes ₹1 and another contributes ₹2, the ₹2 listing appears ahead of the ₹1 listing.

Does WaisaPaisa charge a transaction fee on payments received?

No. WaisaPaisa charges 0% fees on all peer-to-peer payments. Visitors pay directly to your VPA/bank account through standard UPI.

What happens when my listing reaches 24 hours?

When the 24-hour timer expires, the QR code is automatically retired from the public discovery wall. You can re-upload anytime.

Can I upload screenshots with surrounding text or phone status bars?

Yes! Our automated system automatically locates and isolates the clean QR code from your screenshot, stripping personal backgrounds.

How are fraudulent or misleading QR codes handled?

Our automated security engine and active admin moderation team review listings and immediately block abusive or non-compliant codes.

No names, no profiles, no personal details.

QR code deletes automatically in 24 hours.

We respect your privacy and kindness.